Reports & Restrictions

Credit Reporting

We can file a report with a credit reporting agency where the payor owes more than $2000 in arrears. The credit report applies to any payor, even if the payor has been making payments towards the arrears. Maintenance is a debt that must be paid, just like a credit card, a car loan or a mortgage –  potential lenders need to know about it.

We send monthly updates to the credit reporting agency showing the current amount of arrears. As the arrears are paid, the updates will show the balance going down.

The report remains part of the payor’s credit history for six years – even if the arrears drop below $2000. If the maintenance order is withdrawn from the FMEP, the credit report may remain on the payor’s credit history for six years from the original reported date.

See Credit Reporting Fact Sheet (PDF, 137KB)

Federal Licence/Passport Denial

If the payor is more than $3000 in arrears we can notify the federal government to refuse to issue or suspend the payor’s passport, federal aviation or marine licences.

The denial stays in place:

  • as long as the maintenance order or agreement is enrolled with the FMEP,
  • until the payor arranges to pay the arrears, or
  • we decide to withdraw the denial based on a review of the payor’s circumstances.

See Federal Licence/Passport Denial Fact Sheet (PDF, 282KB)

Driver’s Licence Withholding

We can instruct ICBC to refuse to issue or renew the payor’s driver’s licence if the payor is more than $3000 in arrears.

The withhold stays in place:

  • as long as the maintenance order or agreement is enrolled with FMEP,
  • until the payor makes arrangements to pay the arrears; or
  • we decide to withdraw the action based on a review the case.

See Driver’s Licence Withholding Fact Sheet (PDF, 94KB)

Motor Vehicle Licence Restriction

We can also instruct ICBC to refuse to issue or renew the annual licence for a motor vehicle or trailer the payor owns. Without a vehicle licence, the payor can’t purchase vehicle insurance.

The restriction stays in place:

  • as long as the maintenance order or agreement is enrolled with FMEP,
  • until the payor makes arrangements to pay the arrears, or
  • we withdraw the action based on a review the case.

See Motor Vehicle Licence Restriction Fact Sheet (PDF, 92KB)